Terms and Conditions

1. Acceptance of terms

By accessing or using the Jaxolith website, dashboard, or any associated services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service. Continued use of the Service constitutes ongoing acceptance of any updates made to these Terms.

2. Description of service

Jaxolith provides AI-powered data analysis and decision-support tools intended to assist users with income diversification and risk management insights. The Service is informational and analytical in nature. Jaxolith does not act as a financial advisor, broker, or fiduciary, and nothing within the Service constitutes financial, legal, or investment advice. Any decisions made based on outputs from the Service are made at the sole discretion and risk of the user.

3. Eligibility and accounts

To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use of your account.

4. Acceptable use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse engineer, decompile, or otherwise extract the source code of the Service;
• Interfere with, disrupt, or attempt to gain unauthorised access to the Service or its underlying infrastructure;
• Use automated means to scrape, harvest, or extract data from the Service without prior written consent;
• Misrepresent your identity or affiliation when using the Service.

5. Intellectual property

All content, features, software, design elements, trademarks, and underlying technology associated with the Service are the property of Jaxolith or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for its intended purpose. No other rights are granted by implication or otherwise.

6. User content and data

Where you submit data, inputs, or other content to the Service, you retain ownership of that content, but you grant Jaxolith a licence to process, store, and analyse it for the purpose of providing and improving the Service. You are responsible for ensuring you have the necessary rights to submit any data you provide. Further detail on how data is collected and processed is available in our Privacy Policy.

7. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Jaxolith does not warrant that the Service will be uninterrupted, error-free, or that outputs generated by the Service will be accurate, complete, or suitable for any particular decision. Any reliance placed on outputs from the Service is done so at your own risk.

8. Limitation of liability

To the maximum extent permitted by applicable law, Jaxolith, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Nothing in these Terms shall be construed to exclude or limit liability where such exclusion or limitation is not permitted under applicable law.

9. Subscription, fees, and payment

Where the Service includes paid plans or subscriptions, applicable fees, billing cycles, and payment terms will be presented to you at the point of purchase. Fees are generally non-refundable except where required by applicable law. Jaxolith reserves the right to modify pricing with reasonable advance notice to existing subscribers.

10. Termination

Jaxolith reserves the right to suspend or terminate your access to the Service, with or without notice, if you breach these Terms or engage in conduct that Jaxolith deems harmful to the Service, other users, or third parties. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination, including intellectual property rights, disclaimers, and limitations of liability, will continue to apply.

11. Changes to these terms

Jaxolith may revise these Terms from time to time to reflect changes in the Service, legal requirements, or operational practices. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service following any such changes constitutes acceptance of the revised Terms.

12. Governing law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Jaxolith is registered, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.